Welcome, there!
Learn how to lower your payroll taxes, protect your main insurance plan from rising renewals, and give your team $0-copay care. You keep your current insurance carrier.
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This is not hard theory. It is a plain, step-by-step guide for CFOs, HR leaders, and business owners who want to trim benefit costs now.
See how a pre-tax plan under Section 125 can lower your payroll taxes, starting in month one.
See how everyday care moves off your main plan, so your renewals have a better chance to stay low.
See how your team gets a virtual doctor, primary care, and urgent care with no copay. Happy people stay.
Every year, it is the same headache. Your carrier sends a double-digit price hike. Then you have two bad choices. Eat the cost, or pass it to your team with higher deductibles. It feels like a losing game. It does not have to be.
The CHAMP Plan sits on top of your current plan. It handles everyday claims, like primary care, at $0 cost to your employees. That keeps those claims off your main plan, so it stays protected from the claims that push premiums up.
The CHAMP Plan is an overlay. It does not replace your current insurance.
